I would say the biggest factor though would be scalability.

Usually those who caution offer cautionary tales because they learned first hand the difficulties in growing a scalable and PROFITABLE portfolio this way.

Hoping the banks continue to work with it and figure out the chokehold of scalability but if they do, ETH will boom overnight and everyone is happy. 

Thats not sustainable and not scalable. 

So try to set up your structure to be small enough for now but scalable as your business scales.For me personally I won't use an S corp (or an LLC taxed as an S corp) for simple real estate holds. 

As your real estate empire grows, consolidating loans into one could offer better terms and streamline management.Overall, your method of buying, living, and then converting properties into rentals is a strong, scalable strategy for building wealth. 

the house hack is the best way to go and the fact you are doing it with scalable income is just amazing.

It is definitely scalable, and we have seen a number do that! 

Its less and less actual deals being discussed and more hype from sales people just trying to market themselves.Theres some deals but its really not scalable right now, still better than nothing to get one every year or so.

With the right strategy, DSCR loans can help you build a successful, scalable real estate portfolio.Final Thoughts on DSCR Loans and Real Estate InvestingFinancing can often feel like a roadblock in real estate investing, but DSCR loans offer a smart, strategic way to overcome that challenge.