If you invest in RE, whether active or passive(management team, syndications, crowdfunding), I'd love the chance to quickly explain the structure and hear your thoughts on what might need to be improved.

Appraisals, Lenders and Rates : Beyond the transactions that were literally in process (sales, listings, leases, seller carries) are properties that remain amongst vacant lots.

It likely would require something grossly negligent with huge consequences to have a chance to go beyond my coverage and we are not that negligent. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

If they do, you may have a chance under the scenario you're proposing - if they share your concern for it's condition (although that seems unlikely since they've been living with it the way it is for some time, it seems).If you own it, it's pretty lowbrow to expect a neighbor to invest in your property. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

The reason is the rent-to-price ratio is good so you can cash flow, and most of the West side doesn’t have a Point of sale inspection which is really annoying.

And this is your best chance of house hacking while covering most of your living expense or maybe even cashflow if you buy in the right area.Hope this helps!

Why would someone buy now and make little money for the chance that the rates will adjust later?

But I will take my chances.