If you need more coverage, you can usually increase the liability amount on your current policy.

-Have an extra umbrella policy-Speak with my real estate attorney to make sure I did enough to limit my liability. 

We are considering a new policy at BiggerPockets and request feedback.Idea: Update our website policy such that "Wholesalers" who break forum rules, solicit members, or submit requests to meet agents using our agent finder will be sent a $125 bill for each infraction. 

It seems like location would be especially critical with pad-split (and similar systems), but I’d love to hear your thoughts on what to watch out for in terms of zoning, safety, or demand.Also, I’ve traditionally rented out units the regular way, so I’m curious how screening tenants works for you with the pad-split (and similar) model.

TDAs offer peace of mind and a safety net, while real estate provides growth potential, tax advantages, and wealth-building opportunities.

I guess a flat seasonal fee like any insurance policy, sometimes you win, sometimes you lose.

On a per-owner basis the policies will change for occupants over the age of 18. 

Initially, a two-engine plane was considered for increased safety.

This is really what it should be as unsafe units should have to address the safety issues before they can be rented.  

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.