That said, green card is not a legal requirement for closing so buyer could waive this - though I don't see why they would unless deal is great for them.

-Cash Back on debit card payments (THIS IS THE BEST)-Higher APY than is typical on checking accounts 

Green card/Student/etc etc permits/visa. 

I wasn’t late on one credit card payment.

However, if you're a W2 high income earner or business owner, I can't imagine it makes any sense to flip houses, mail mass post cards, wholesale, or build lead gen websites with the value of your time being better spent other places (such as learning about real estate and increasing your income through proven means), such as at your 9-5pm or growing your business, and your real estate is a long term process and you don't need "home run" deals to qualify or make it work.

@Angelo LlamasAt the bare minimum, you should do the following to make your bookkeeping easier:- Dedicate one checking account and credit card exclusively to real estate.

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

And i have no credit card debt.

Could be in the cards in 2026

I have a good credit score (791 based solely on credit cards) make almost $200,000 per year, and have very healthy investment and retirement accounts in America.