I like following stock markets, cryptocurrency markets and love to travel.

The guy that turns on and off the lights in the P&G lobby has a couple million in stock.

The presumption of most reading this is you mean stocks and bonds and other assets you would buy from brokerage houses.

However, if you want long-term stability and predictable payments, refinancing might be a better option, especially for larger projects.

A lot of our housing stock here has finished basements or in-law suites, so with something like that you can generate significant rental income for an inexpensive conversion. 

And you’re able to confidently predict an 16 - 18% annualized return COMPOUNDED ROI.  

I was able to rent the garage to a seasoned electrician running his business through there only coming in and out to stock his truck once per day.I hope to be able to convert the second floor into an ADU as soon as Feb 2nd rolls around.

The human race has historically been poor at predicting future, so it's wise to prepare for multiple scenarios.Mortgage rates in 2025 may decrease slightly if inflation stabilizes and the Federal Reserve eases rates, though they are unlikely to return to pre-pandemic lows.

When you start raising money, the kinds of investors you're going to get are individuals who want to make a better return than the stock market. 

Very difficult to identify 2% deals in areas where you can consistently collect rent with any kind of predictability.