(Finance of America, Civic Financial, a few other players) They raised rates on there 30Y product about two weeks ago.

@Mike Gi be sure to check Airbnb longer stays and Furnished Finder to see what your competition's pricing and decor are like and make your properties pet friendly if you can as this is always a way to out compete the competition.

What amenities are they doing that you may be able to add to compete?

everyone wants those deals, and so you're competing remotely / from your computer against experienced investors in person in any market you'd pick. 

Regarding selling these, there is a mortgage note forum here that you can learn to see who the players are in the space. 

But they have the affordable priced properties......in comparison to the top non affordable states in the union. its also forcing us local guys out to the Andersons and kokomos too because we cant compete with the large funds bank account.

Building a competent team is crucial, as many have pointed out.

If curious, here are the last two: Jan 2023: Multifamily Real Estate is At Risk of CrashingFeb 2024: Multifamily is at High Risk of Continuing It's Historic CrashI think that the title for my 2025 analysis (likely Jan/Feb publication will be something more like:Multifamily is Finally Going to Hit Rock Bottom in Q2/Q3 2025 - Get Ready to Buy a LOT of itAs usual, I like to publish my draft thoughts here to get input from key players in the space and these forums, especially folks like @Brian Burke, to see if I am missing any high level areas, before I get into the weeds and look at the data more deeply and regionally. 

You need to either, hire a competent property manager or GROW a BACKBØNE and manage your properties.  

The fact is there are more money and guests than ever in the STR world and this is attracting bigger players who will crash existing hosts if they don't adapt to the new ecosystem.