What sticks is based on how you throw it, not how many you throw. 

The tenant hasn’t been the greatest: late payment with not always paying late fees, multiple complaints from the neighbors, changing phone numbers, ect .

Quote from @Theresa Harris: Tell the tenant to phone the police and file a noise complaint. 

Avoid basing it on uncontrollable factors like taxes or insurance.

So, even a small negative like a $50 unpaid cell phone bill that goes to collections when you switch carriers tanks their score.

I also do a pre-screening questionnaire over the phone before I agree to a showing.

They will base their DSCR calculation on the market rent 1007.

there ya go another Utah based fullfilment and education company. 

I am also going through the eviction process in Winston-Salem called a bunch of attorneys and yeah they want crazy retainers however I was referred to one where there was a $300.00 hour phone consultation.

I think they used to be more helpful in the past and they made some changes and now they're not so valuable.I see weird and different values for my Airbnb stats depending on if I'm using my laptop or phone to view them.