Settlement will occur throughout the life of a structure, although in most cases it will diminish over time.

I’ll try to keep this as short as possible but I am at a cross road in life here and can’t seem to find the guidance I need. 

If the RV is not permanently affixed and retains mobility, it is considered personal property and depreciated over 5 years under the Modified Accelerated Cost Recovery System (MACRS).

If someone injures themselves and sues, they will be suing the LLC and not you personally.

Could you expand upon "leverage the start of your entire life"? 

Many banks limit personal loan amounts.

But it's still...whole life insurance.

And even then, the life cycle is generally pretty long from first contact to closing.  

In Georgia, for example, Personal Care Homes (PCHs) and Community Living Arrangements (CLAs) require licensing but have an application process that is more streamlined than in other states.Solution: Research the licensing process or partner with an operator who has experience in obtaining approvals.3.

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.