I'll see how this lines up with 15% ROE and compares to my stocks and index fund returns. 

. - Annualized ROIFor Rentals that wehold in our portfolio, that were perhaps once BRRRRs, I analyze based on ROE -Return on Equity

To make an informed decision to buy, sell or refi one key metric is to look at the return on equity (ROE) of your investments.

Look at return on equity (ROE) and see if it's where you want to be.

I have the remaining balance in cash but that ties up a significant amount of capital and overall isn't really justified in the ROE.

I would double check I suspect HOA liens get removed as well since they are junior to the tax .. over the years we bought literally hundreds if not more than a thousand parcels in CA at tax sale and never once had a lien survive.. the only bummer was we got one over turned when the county missed the statutory publishing date  ( 21 days) by one day and the owner who lost the property brought a civil suit and the judge reversed it.. the entire sale that year could have been reversed over 250 properties but each and every own would have had to bring a civil suit.. then after one year there is NO ability to reverse the sale. and of course we got our money back.. but spent money on attorney. 

Eg. 12,000 net cf per year / 250,000 = 4.8% ROE

Despite the appeal of leveraging debt for wealth expansion, the security and certainty of a fully paid home offer compelling advantages for many.Pro tip:I look at the metric ROE, Return on Equity over ROI, Return on Investment.ROI = (Net Operating Income/ Total Investment Cost​) × 100ROE = (Net Operating Income/ Equity​) × 100For me, what is best for you is dependent on what stage of your investment lifecycle you're in coupled with your risk tolerance and personal financial goals.With Discipline,Josh

Two key calculations to prove this out:  ROI = Net Profit / Total Investment * 100 ROE (return on equity) = net income/equityBorrowing will decrease the cash you put up & increase your return relative to the cash out.  

.- bunch of other random crap about how the house should look, similar to an HOACan anything be done to overturn some of this stuff?