Hi Sharon, looks like nobody ever answered your question but I am wondering the same thing!

I have some questions that you may have the answers for. 

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

The answer is no.

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

Happy to help answer any questions about the flight path, but in general there aren’t many areas where that is a concern.

To answer your question directly: a person should apply (whatever that means in your process) before being asked to screen.

You will pay origination on the rehab money but that is the extent of it.

It isn't a big job but I don't want things to go south so I stay in it.Of course I practically live on this forum so I pass along any pertinent info I find as well as answer questions.

I could not get a human to answer any of my questions and could not get the system to let me through.