Options - collect full payment for the 3 months up front and lower the deposit to secure against damages only, require insurance.

@Paige Gardner it depends on the person. hml are my last resource, it's a option for sure. 75% too high for me. that's the game for them, that's how they make its money. don't take it off the table but definitely explore ur options. 

Great option for residential and mixed-use real estate investors! 

Can I find 15% down payment options do you think? 

.: Quote from @Donald Hatter: Option 2 is the last option I would suggest.

(I don't have $10k liquid, are there other options or do I just need to save-up for a few months?)

The other option is to find a partner with some experience and use that on the loan.

.), so I'm seeing what other options there may be. 

I have been told to stay away from lease options in Texas.

Yes quite a few of our 5,000 options have rate and term or purchase!