In this later scenario, you need all cash, just the same as if you were doing this old school style at the courthouse steps. 

Finally got done building personal credit enough to seek pre-approval (as I have only just turned 21 years old).

Are you looking for homes in a certain school district?

A 100-year-old home with structural concerns could mean costly repairs, so get a thorough inspection, especially for foundation and floor issues.

She doesn't want him to leave because he helps to take care of everything that his son never would, like picking the kids up from school, fixing things around the house, mowing the yard, and taking out the trash.

.✅ Partial Asset Disposition: If you've made upgrades to your property (like replacing old HVAC, flooring, or lighting), a cost segregation study can help you write off the remaining basis of those old assets in the year you replace them.✅ STR Tax Loophole: If your STR qualifies for material participation, your cost segregation study could help offset W2 or active income, unlike traditional long-term rental passive losses.

I was more focusing on 20-30 minute commutable distance with a good school district (for SFHs) and downtown for MFHs. 

I have great clientele with repeat customers and wonderful word of mouth which keeps me busy enough to fill my summers and time off during the school year. 

Just be careful as often Note brokers are sharing assets that are not approved by the seller to share and the assets could be old. 

Replacement cost on a 20 year old dishwasher won't be much.