Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

This is the only thing holding me back from making an offer on this really good deal.

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal?

You aren't required to offer a loan mod prior to foreclosure.

Help your clients write smart offers based on #4.

But if your goal is to leave your day job soon, multi family will offer more cash flow typically.

For future readers, many banks will offer an unsecured line of credit up to $25k.

Purchase price: $145,000 Cash invested: $60,000 Finding a move-in-ready home that offers modern upgrades and country charm can be challenging—but this fully renovated 4-5 bedroom, 2-bathroom ranch is the perfect solution.

Quote from @Melanie Baldridge: Why I like investing in real estate more than 401(k)s.Both offer tax deferrals, but here's the difference:If you're making pre-tax contributions to your 401(k), then withdrawals = ordinary income tax.With real estate gains, you're paying capital gains tax (which is typically lower).Plus, RE investors get:1.

@Lionel Quiambao I find that the most basic speed offering works fine in my units.