Naturally you need to charge them for any damage to incldue smoke damange 

The property is off grid, but already set up with solar and a compost toilet and things of that nature.

Due to inflation and the drastic increases in material, labor, and supplies, that's naturally caused carriers to rethink limits/values on file. 

The market will naturally balance itself. 

They also want a priority lien on the property.It sounds like you are looking for someone to fund your down payment, I would be looking for an equity partner over debt as nobody likes to lend money in insecure positions, especially when a borrower lacks skin in the game.How much are you planning to come in with yourself?

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

He sometimes attributes his own good nature to those who do not deserve it.

This will build naturally and organically.When I started, I had nothing, knew nothing, and knew no one. 

Please keep in mind investors, not every deal that you place under contract will close - that's just the nature of the beast when it comes to investing. 

We are seeing big increases in HI because of the natural disasters in FL, CA, etc.