My personal home loan has a mortgage balance remaining of 157,000 and it's currently worth 550,000.

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

There are different types of loans or you simply wait for a bit and save up more money/increase your income/let the tenants pay down the mortgage.

Hi Iris, I work for a nation wide mortgage lender and we do DSCR loans as low as 75k.

Quote from @Melissa Vass Scott: Hello Everyone,I recently heard that real estate investors in the US can borrow against stock investments for a mortgage?

That would make this much more complicated, since you'd likely need lender approval.In any event, you'll want to check your mortgage (if you have one) and the lease to see if you can transfer or assign.

We have a few clients using AI for other industries such as mortgage, insurance and home services as well. 

I need some advise from you all before i move forward.How do you make the mortgage payment?

This is in the east side of Buda in 78610Property price is around 340,000 and the monthly payment for 80% mortgage at 7.125% with property taxes (2.32%), HOA and Insurance comes out to around 2,600$Rental comps suggest around 2200$ gross monthly rent. 

I read that one of the requirements for getting your second FHA loan is having a change in family size. Has anyone gotten a 2nd FHA loan this way or know of someone who has?? I'd really appreciate any and all helpful ...