The Chicago Association of Realtors'® specifically state "When you become a Dual Agent, you owe equal fiduciary duties at that point to both parties in the transaction, and you lose the ability to negotiate for, strategize and advise either one."

and what do you owe and what do you think the property is worth? 

Happy to post more details on the financials but for starters we owe 1060000 on a 2.25% VA loan. 

You are LOSING money because you didn't even raise rents to cover those increases!

Home equity is the difference between what your house is worth and what you owe on your mortgage.

Then you owe hime another $40 to $100K depending on how you figure it out. 

They saved up money.

I'm under contract for a nice double and was hoping to use part of the money for my portion of the down payment.

A simple source document review correlating the company's bank records of money in, investor principal owed out and total out for real estate currently owned would likely reveal a lot.

If you don't do that, once she passes it will go to probate court and it can cost a lot money.