It's literally broken the LEGAL immigration process. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

we pay a LOT of money for legal advice, legal document preparation, etc., the result is that we aren’t challenged when we need to take ownership if the borrower can’t perform.    

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

I am not sure of the legality associated with this and the issues of going from 4 units(residential) to 5 units (commercial) even if one unit will only be owner occupied.

Of course, every owner's situation is unique and factors like the legal entity involved, purchase date, adequate passive income that can be offset with the cost segregation study, etc., will need to be considered.

You and your legal, tax and financial advisors should review this transaction in greater detail, especially the PLRs, to ensure you understand the significant risks involved and are structuring the transaction as close as possible to the PLRs to mitigate some of the risks.

I am too lazy to look it up, but pretty sure it is legal.

And agents are legally prohibited to engage after closing - at least per Wisconsin State law. 

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