If a strongly worded letter might help loosen up her wallet it might be worth it to pursue.

So right now there isn’t really seasoning even for a cash out refinance like I am doing... lending has loosened up finally.

Account Closed the article was written on Dec 5 and I believe the fed loosened their reigns on the number of rate bumps forecasted for 2019 after the 2 year and 5 year treasury inverted in mid Dec.I'd be interested to see the article rewritten or amended to account for the new guidance (I think they lowered from 4 bumps to only 2 for 2019). 

Debt structure has loosened up some on commercial but not to the extent before the last downturn.

The city needs to loosen up on these if they want more density.

Final option would be to wait until the market cools.Investment money burning a hole in your pocket can be frustrating and dangerous if you loosen your standards to land a "deal".

If the banks can earn a greater spread on their assets they will be able to loosen their lending standards which would be positive for home prices.

Banks have loosened capital when it comes to spec construction, but it will probably be easier to find private money for this, as if he's going to show break even, or not much profit, it might be difficult for a bank to bite. 

This will loosen people up for the night. 

People need to live somewhere Ben and credit is tight and I don't think it's going to loosen up for quite a while so I think housing is going to stay hot that's my opinionI always want to buy a good school districts and safe neighborhoods I don't want poor neighborhoods and high crime and that schools just don't want it