I grew up north of San Francisco and then moved to live and invest in Reno, NV.

If you're willing and able, I do recommend the "house hacking" strategy which is just a fancy name for buying a rental property and living in one of the units, because you'll get very favorable financing - an owner-occupied fixed-rate 30-year mortgage.I'd also say, analyze that property as if you won't live there and it's a pure rental, and make sure the property is still cash flow positive if there's a tenant in your unit because then you'll know if it's actually a good investment.And when you analyze it, include payment of a property manager in your #s because if you don't, and doing so would make it go cash flow negative, then you've just bought yourself a job because you literally can't step away from managing it without losing money.

When I tried to get it when my side of the family found out and tried tp take over reverse mortgage payments to bank because she had died it was to late so they sold the house to Hud and then other reverse mortgage companies but a relative still lives there so they can't kick them out.

You could bring less down and possibly have a lower interest rate since you will be living there.

That way, her limited funds can go toward her own living expenses. 

I lived in NYC and worked for the city until I was terminated for not taking the covid vaccine.

I used to live in the city and the taxes and water bills are nightmares.

I wanted a house for myself to live in and I had been living with parents for two years to save money.

You can't rent out a PO box and live there.And yea that sounds like a huge red flag to me. 

Theres someone living in the side that I will be occupying until the 1st of February, but since I JUST became the owner, would it make sense to reach out and ask them something like "Hey its __ the new owner, just checking in to see how you're doing.