I have been doing these type of loans for 30 plus years and buying foreclosures since the late 70s.. seen it time and again  ..

I specialize in small multifamily properties and house hacking working alongside BiggerPockets podcast guest Andrew Freed to help investors find high-performing deals in Central MA.My Background:  - Started in late 2019 I utilized an FHA loan to get my first 3 family property in Fitchburg, spent about a year fixing it up and soon after I refinanced. 

I am scheduled to speak with an HML this afternoon and really looking forward to it. 

We've been seeing a rise in iffy inquiries for mid-term stays lately.

But, one of the tenants said they might not make their rent payment on time, which meant technically they both would be late on rent.

Good afternoon @Kobina GrantWelcome to Bigger Pockets!

Most landlords don’t go looking for a property manager until they’re dealing with an issue—tenant headaches, late rent, maintenance problems—so your marketing should focus on providing solutions, not just listing your services.Marketing Strategy: Combined or Separate?

They are far better at tenant selection than the average landlord that screens a few people per year.Efficient Rent Collection & Enforcement: I spend a ridiculous amount of time answering questions from investors that have no idea how to handle late rent, unpaid rent, and other pay issues.

I feel this will be possible somewhere between my mid to late 40’s.

Also the government always pays late (here in Indianapolis last year it was 7 months late!!!)