Working for training guru's selling education.

That can be legally done under the correct situations.You made some serious mistakes in the purchase, that proper training would have prevented.Again, Subto is legal, when done legally and I am not saying you've done anything illegal.The real solution is to sell and pay off the loan.

Yes many easy commuting options to NYC such as the lightrail, path train, ferry and bust.

You seem to already have US based accounts, so you are good there too.The last item here is the definition of "good".  

Written policies are necessary when you add employees to aid with training or enforcement of standards.I would focus on adding doors to your management company.

Install cameras and exterior lighting on timers, place no trespassing signs, and place items that indicate occupancy - like a BIG dog bowl near the front door, shoes, etc. 

.- The TL states that those are technically the team's leads and I will owe the 20% if they convert within the year since I was given training (which I was not), lender referal (which was forced on me by the TL even though I work with my own lenders for my clients).Is the above statement true/legal/valid?

Lastly and before you think I am going to sell you a training program that cost thousands of dollars.  

But not sure the solution which is to provide me teaching/training on how to get off market deals is something I can’t learn without a mentor.

Make an informed decision if you think people are properly trained?