A quick internet search led to quite a few complaints by people claiming to be ripped off, had deals fall through, or simply getting the run around each time. 

Also, dont work with big internet lenders like rocket, lending tree, etc.

I think more and more people have become "users" and take a mile after they've given an inch.

Even large and small businesses with intangible residual services like TV, internet, security, pest control or the local contractor with remodels in process could fall behind on payments revenue contract. 

Might be for sale here on BP or for sure can probably find on Amazon/Ebay.You should also connected with @Henry Clark and https://www.biggerpockets.com/users/paultmooreIt seems like you are focusing on one property. 

It definitely has fulfilled all of my expectations and more...and what I love most about it is the fact that it is completely user friendly -- it's a very intuitive program with a vast array of features.

Is there room to reprice water so it’s rational such that the heaviest users pay the highest rates vs today where the lightest users do, particularly in areas like CA?

Because intrastate (single state) offerings must still comply with that state’s securities laws, and because with the internet its difficult for offerings of any size to be limited to investors residing in a single state, the exemption for private placements is the exemption from registration most often used. 

He believes he can find all that he needs to know on the internet.

Plus the challenge with mid term is you are generally on the hook for things like internet, utilities, etc.