The increased cash flow would make such a substantial difference in your daily life that not paying it off would be foolish.Outside of that, I can't see many reasons I would take a 15% tax hit to save 4% on a mortgage, which is really only effectively about 3-3.5% depending on your tax bracket.

Oversimplifying it just a bit, the investor profits from:- a non-refundable option paid by the tenant-buyer which gives them the right to purchase the property within their option period- the spread between the rent paid by the investor to the property owner and the rent paid to the investor by the tenant-buyer over the life of the option- the spread between the price ultimately paid by the investor when they exercise their option with the owner and the price ultimately paid by the tenant-buyer when they exercise their option with the investorClear as mud?

It doesn’t cost you anything and gives the tenant time to rearrange their entire life around your decision. 

I started this company because I want to be a source for people and be that stepping stone for people who want a better life.

Latest is prop 33.  3rd attempt to pass this with aids health foundation having spent mid $40m last I looked.  

The property has a decent-sized lot with a carport past its shelf life.  

My family has been in it all my life.

ThanksAre you above or near the life-time excclusion?

It is a TON of work but you only need 1 to 2 deals per year to live the good life.

My dream is to achieve financial freedom through multifamily rental properties and live life on my own terms.Recently, I have been reading one book after another, trying to absorb as much information as possible, and am extremely thankful to finally find this amazing community.