If cash flow is tight, a 20% down payment lowers your mortgage and eliminates PMI, but a smaller down payment keeps more cash for future investments.

Hello @Zeina Awad,As others in this thread have stated, where to invest depends on your financial goals.

We have previously tracked all expenses manually in google sheets and produced financials statements manually, also in google sheets.  

We got a lot of future Uber drivers in Columbus. 

It enabled me to draw on the financial resources of others while utilizing my own knowledge and experience.So, armed with the power of syndication and a growth mindset, I'm steadily growing my business toward the incredible goal of 100,000 units.

This has the obvious weakness of the unknown nature of future cap rates, but that's really the heart of your question here.Estimating future cap rate is part art, part science. 

Areas with ongoing infrastructure projects can also indicate future growth.Condition of Properties: Look for properties that are well-maintained and require minimal repairs.

It didn’t make sense financially.

If you go to meetups, you will find friends and future partners.

This includes networking, learning from experienced investors, and strengthening your financial position.If you’re starting with limited capital, setting up an LLC and building a strong credit profile (700+ FICO) can open up financing opportunities.