Most investors favor CF rather than equity build up.The advice is get a mortgage as long as you can (30+years) so you can have a few more hundred dollars in CF.This neglects the fact that you pay more than three times the amount of interests on a 30 yr loan rather than 15 yr over their respective life.On a 15 yr, you build up equity (=wealth) quite fast, which is a cushion in case something goes wrong.Paying a 30 yr faster is not equivalent to a 15 as the portion of interest on your main payment will always be higher.Investing for equity build up is not as 'flashy' as for CF since you need to live with slim to none CF.However you actually build wealth faster, hence that is my decision.I wanted to start this topic to see if others invest like me as we seam to be the minority.

Dear BP Family, I know this isn't the most flashy of topics, but here is the situation I am in: My company recently purchased a 7-unit property in Portland, OR (Keyword alert: 'Portland' is being discussed on biggerpockets  :)  ), and due to the fact that the building is older, the water utility is master-metered. 

Flashy goals put an age / immaturity on your persona that you are better off avoiding in the young category.

There is a lot of information on the new apartment developments and the general consensus is that there may be an inevitable saturation point now or in the near future, at least in the university area but perhaps city-wide:New and planned apartment construction puts pressure on older unitsBaton Rouge multifamily market becoming overbuiltBaton Rouge student housing boom not expected to lastIn this type of environment which is probably common in many college areas and even non-college areas, with a large number of available units and the potential of acquiring a less flashy property, is there much of a future in investing in that type of smaller multi-family property?

You don't get to live a flashy lifestyle while piling up mountains of cash, those two things are contradictory. 

He's definitely not flashy or get-rich-quick, but his investing is based pretty deep in value investing principles.

There will always be new flashy cars that you must resist the temptation to purchase. 

And for my strong little sister to ask for help, I knew things were severe.When I told her I was coming, she responded, “But Joey, you have to work.”But the truth is I don’t.At the get rich quick seminars, they flaunt flashy cars, big houses and expensive vacations trying to tout those things as financial freedom.

I appreciate how he has created such a solid model at a large scale but is not flashy or boastful.  

I see way way to many realtors go for flashy real estate companies that make no money or minimal money...or try to shop and shop around for the cheapest brokerage model that also probably doesn't make money or minimal money.