I'm neither Latino nor American so I'm not sure I can be very helpful with Latino investing in the US.

Securities and Investment Advisory Services offered through DFPG Investments, LLC.[1] Multnomah County Executive Rule No. 388, March 11, 2020[2]Marcus & Millichap, 2020 Multifamily North American Investment Forecast

BAM's 14 years of experience began in 2010 - their "experience" is wholly contained within one of the craziest boom real estate markets in American history.

Finding information this way is often faster when necessary information couldn't be obtained directly through the internet.That's the old fashion way of doing things before the internet.  

Pursuing a SFR in the fashion I mentioned above would be more amicable, but this depends on your ability to enter.   

For example, I’m currently assisting a municipality in purchasing a 200-unit complex that cash flows, ensuring long-term stability for their housing needs.Our Program’s Unique ApproachOur organization is specifically geared toward the Native American population—a demographic that often faces significant systemic challenges.

THere is a loan I have seen folks using in the past... not sure if it is still available but it is the MACU90 loan with mountain american credit union and it is a 10% down investment loan.

The banks still want a good or excellent score even with too much collateral, it's a shame, things everywhere don't seem to be looking up anytime soon for most Americans.

It can be helpful to have that old fashioned sit down like you said, but it's no longer necessary. 

Many Americans take a HELOC on a US property.