@Frederick Laura sounds like your ready for the next step, which is an evolution and with that new lenders who best fit where you are going not where you were. 

One point they made was that evolution was part of Mindful Design not random mutation.

There's nothing anyone can do about evolution.

I’d rather the only issue is the ability for section 8 inspectors to use discretion vs using a straight forward evolution sheet.

I've tracked several properties originally priced and marketed as investor opportunities in my area (Silver Lake/Echo Park) and they're all being bought by savvy retail buyers who don't mind paying extra for a run down property and doing the work themselves because in the end they're still saving a significant amount over other turnkey properties on the market; really you could call them hybrid buyer/investors, the necessary evolution in response to LA's crazy market. 

Our evolution has truly been an intriguing journey from our humble beginnings as wholesalers, to residential & commercial holdings in 5 countries, and a Lending & Note sales division which offers opportunities for passive investors.

I believe crypto is the evolution of money and any assets that make scene to permanently embed on a blockchain for public or private usage. 

Unfortunately as others have pointed out getting people who are IN THE POCKETS of the health insurance and drug companies is not going to get US and answer.It's a pity that a country that prides itself on being THE GREATEST (sorry, maybe 30 years ago, but not anymore) that so many, pay so much for such poor results.Of course when (IIRC) 3 of the Republicans running for President can (with a straight face) raise their hand and say I DON'T BELIEVE IN EVOLUTION, it does not bode well for getting accomplishing anything requiring rational thought, scientific explanation, or common sense.For a nation that likes to constantly make fun of the French, we sure could take some lessons from them!

I glad to be on BP and look forward to posting as soon as start the next evolution.

I guess this is my learning evolution into why people use creative financing, but the waters are still a little muddy for me.Thanks for anyone who might offer the best way to put my cashflow to use to re-invest!