Hey David, I think the main issues you will encounter is the minimum loan amount and minimum as is value.

Like you would go to the dentist if your teeth are aching rather than going to the barber.As I keep repeating when encountering this kind of chatter, everybody is entitled to their opinions but not to their own facts so let's look at the facts, shall we?

It's important to work with someone who has firsthand experience with the challenges and rewards that investors encounter.

However, there's also the potential risk of encountering numerous scams.

At this stage, I’m planning to rely on the lender’s appraisal, though I’m concerned it may come in just above the asking price rather than capturing the property’s full potential.Has anyone encountered a similar situation?

It's very helpful to se the real challenges you've encountered across different markets- especially your point on finding qualified subs and staying away from high-rate lenders. 

Personally, I don't use email that much and neither do most people I've encountered in my niche (mobile homes).

Since you’re learning on the fly, there are many more unexpected items that you have still yet to encounter.

Search the BP for ADU appraisals to encounter numerous examples.

We encounter foundation issues and most of the time they can be addressed at a reasonable price.