My piece of advice would be to research emerging neighborhoods and focus on areas with strong job growth and infrastructure development. 

If they want to sell it and have emergency funds for medical bills, seller financing likely won't appeal to them. 

Investors seeking cash flow should focus on affordable emerging areas, while those prioritizing appreciation may look to neighborhoods with strong demand and development.I’d love to hear your thoughts!

Plus by taking long-term debt you have more flexibility (emergency case here) of a couple hundred if you came into financial difficulty. 

For these reasons, we don't invest our emergency funds in anything that has volatility and we can't write a check against it the same day for an emergency.

Hey Kaleb,I would suggest investing in one of America's emerging cities like Detroit. 

Another aspect of this is parasitical family members who are suddenly "close to you" and need accommodation because of some unexpected and horrible and unfair emergency. 

They tell me the original project manager had a family emergency and had to leave so Kenny took on the project himself.  

Executive SummaryIn recent years, Germany has emerged as one of Europe's most stable and attractive real estate markets for international investors, particularly for American investors seeking secure, high-return opportunities.

With current interest rates, and they are at least 1% higher with potentially additional points for non owner occupied property, it is hard to find properties that will allow for positive cash flow after paying the mortgage, if you are looking for money for the down payment from a private lender, those are normally at higher than market and I am not sure it would be possible to pay it off.... please remember you need to take into account that you may not have a tenant for a certain amount of time, a tenant may stop paying rent, or you will have a big ticket item to fix, so I would wait if I were you and save to have enough for the down payment and closing costs and perhaps some money set aside for repairs. you also want to make sure that you have your own emergency fund outside of the money needed for the investment property because life happens ....