From my understanding, insurance won’t cover a dead tree falling as this is a result of “neglect” but would my current dwellings insurance cover it under personal liability?

New photos below:New Vinyl Flooring in KitchenRefinished hardwood floorsGarage siding BEFOREGarage siding AFTERMain dwelling sidingCleaned, sealed, and painted basementI'll be reaching back out to Morris Invest as I want to see another full exterior shot of the property with construction complete.

They allow up to two dwelling units per lot but that seems to be more for like a finished basement unit.

Some counties in Indiana would refer to this as an Accessory Dwelling Unit. 

You would have to line up carriers that accept LLCs on non-owner-occupied dwelling coverage.

Think lakefront properties in small towns, destinations with new attractions (casinos, amusement parks)...Another idea is investing in properties suitable for accessory dwelling units to create dual-income setups, especially in cities with relaxed ADU regulations.

I am dwelling on how to scan future tenants and what to have in my lease agreement and more.

My smart friends seem to think that basement dwellings being tested for radon is next on the horizon.

. • The real property that is being occupied includes a residential dwelling.• An unauthorized person or persons have unlawfully entered and remain or continue to reside on the property owner's property.• The real property was not open to members of the public at the time the unauthorized person or persons entered. • The property owner has directed the unauthorized person to leave the property. • The unauthorized person or persons are not current or former tenants pursuant to a written or oral rental agreement authorized by the property owner. • The unauthorized person or persons are not immediate family members of the property owner. • There is no pending litigation related to the real property between the property owner and any known unauthorized person. 

This detached unit thats like another rental is called an "ADU" Accessory Dwelling Unit.