Quote from @Jerry Zigounakis: This just in from proper insurance"Thank you for your interest in Proper Insurance® Due to strict brush/forest fire scrutiny, our program underwriters have declined your property coverage.

Hey Andrew: The Freddie Mac Small Balance Loan (SBL) and Fannie Mae Small Loan multifamily programs could be a good fit for a project like this.

They are all very responsive and they all offer various loan programs. 

What AI program are you using to scan those documents?

All of this done with zero money down, no mi and better rates than you'll get on any other loan program.

Some of the heavy hitters here in Chicago discussed the ADU program with a very nice person from the building department.

I also like their approach to managing properties acquired outside of their turnkey program... 

Will they have to be auto programmed to hang up and never call again if so requested? 

There are alternative programs out there with reduced cost, but you are typically looking at 20% down. 

Well now it's empty and market rent is $1295 vs $1300 for Section 8/ HUD program.