Thanks, Dan Audino Have you considered a live and flip?

So I'm always able to offer a lower rate and make a decent living without charging points.

Depending on the actual age of the property, at least some level of deferred maintenance is not uncommon.

It depends on where you want to live, income, personality, and other factors.You could buy a large home and rent out the individual rooms to cover expenses, but this comes with problems.

Plus, if you’re also thinking about a lifestyle element, who doesn’t love living near the beach?

Similarly, the sale ($575K) minus your adjusted basis determines your capital gain.You may qualify for the primary residence exclusion (up to $250K single/$500K married) if you lived there 2 of the last 5 years.

I am putting in a link to something that may be help, a cost of living comparison calculator (https://www.bankrate.com/real-estate/cost-of-living-calculat...). 

Or paying off my debt, while I provide them with a nice house to live in instead of an apartment. 

As a long-term hold investor, I see this property as -$600/mo to -$800/mo depending on whether you use a PM or not.

Depending on your state, many have local lenders that will go up to 100% LTV.