Knowing where you stand at all times means you can scale confidently and with precisionI’d love to hear from you!

Many people juggle lines of credit to meet current obligations.

Credit HistoryMany companies use credit summaries, but we find these rarely tell the whole credit story.

Over lunch, I asked him how he stands out in such a crowded field. 

Given your credit score and ability to fund 25% of the purchase I don't foresee any obstacles you will face. 

Sorry to burst your bubble, Mike, ain't so.As it stands right now, depreciation is not optional.Now, if you never sell but instead do 1031 exchanges and ultimately leave your properties to your heirs - then you avoid the recapture.

Empty rooms don’t sell well, and you want your listing to stand out.

Stack cash & build credit. 

But with inventory being low and you having a guest house, it might stand out.

.$25,000 in the Bank823 credit score3-5% revolving utilizationvery little debtZERO experience in anything real estate or construction relatedKnowledge acquired from listening to 123 audible books over the previous years14 months later...$847 in the bank699 Credit Score133% revolving utilization/over the limit maxed out personal credit cardsQuite a bit of other high interest debt/loans borrowed during the first year in business$3,580,000 Appraised Portfolio Valuation$2,139,400 DSCR Mortgage Debt in my LLCs$1,440,600 Equity (Appraised Value-Mortgage debt)8 Remodeled SFRs1 Converted Remodeled Duplex2 SFR Remodels currently in process2 Apartment Buildings - 13/14 units occupiedA little more experience to say the least234 Audible books in my libraryAs I'm sure any experienced investor can gather, having the sizable amount of personal debt as I do, supplier house account payments due, PMLs that need to be paid, etc, not having liquidity/any money in the bank is an ISSUE.