I throw in pops of color with other accessories.  

It includes a primary residence, as well as a detached garage/storage area in the backyard that I am looking to convert into an ADU (Accessory Dwelling Unit).

A lot of people can swing the 6% on a permanent basis, but not in years 1 and 2 when they have to buy all the "accessories" that come with a new home, like the new furniture, the redone kitchen, landscaping the yard, bla bla bla.By frontloading the monthly savings into year 1, poof, we've created a furniture budget. 

I wouldn’t necessarily give up on your idea to add an accessory dwelling unit to your property.  

Hi all,Has anyone successfully financed an accessory dwelling in Tucson (or Arizona)?

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

Currently, you can add two units to any multifamily property through the state's ADU laws (ADU = Accessory Dwelling Unit).

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

We will not build out the current housing shortage in America with the conventional thinking of the last few decades, it will take a variety of solutions working together.Build apartments, build new manufactured home communities, fill vacant spaces in communities, create more accessory dwelling units, allow for density where it makes sense, and pull out all the stops to fix this crisis.

You can pick these things up on EBay all the time with a data cable and accessories. https://www.ebay.com/sch/i.html?