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The few that do pop up are often overpriced or converted from single-family homes over a century ago.

Credit pulls for the same type of loan within a short window (usually 14-45 days) are treated as one inquiry, so your score should be fine.

  " "This is a new suburb,mostly farmlands ,converted to residential zone .

-Convert the vacant side to a PadSplit.

Does someone have experience buying a foreclosed property and keeping the existing person/family living there and converting to a tenant? 

The city of Oklahoma City has issued a moratorium on home share licenses and many landlords are converting STRs into MTR or regular rentals. 

We like the "Happy Inspector" which syncs up with Buildium.I'm sure there are other similar type programs that will allow you to take and name photos in a logical format, and highlight any problem areas.When inspecting, we look at exterior (roof, drains, windows, siding, water intrusion around foundation, etc). 

You are converting their tax free gain in to a taxable gain.

Convert the baseboards to Cadets in a few rooms for back up heat.