I intended to write the lease to hold both financially responsible regardless of occupancy (effectively making her a co-signer), but I’m worried that I’ll end up evicting him if she ever does move. 

That's close to break even for a short-term rental.To me, the worst thing you can be in Colorado is a middle-ground vacation rental.

I am not a construction worker, but I learned how it is done.  

🎉 I know some property management companies have high minimums, but there are definitely options out there, including co-hosting or smaller management firms that might be more flexible.We manage properties in other areas and would be happy to connect to see if we can help or point you in the right direction.

As an STR/MTR host and co-host in the Atlanta Metro Area, I’d echo Collin’s zoning tip—mixed-use areas like Ohio City or Tremont, as Arman suggested, are prime for STRs due to tourist draw and flexibility.

A Trust can manage succession, and a Co-Ownership Agreement clarifies responsibilities regardless of the ownership type.

States like VA, FL, IN, OH, GA, TX, NV, and a few other states will continue to surge while CA, AZ, WA, CO, AL, LA and a few other show some decline in some counties but not all.

This is in Denver, CO.

In my case my bank asked for a few monthly checking account statements so they could see my spending habitsThe gift of giving- A few months back a co-worker was looking to purchase a home (not for investor purposes) and they received a "down payment as a gift" from a family member.

Quote from @Dalton Summers: On your C/O refinance.