(Late night insomnia allows for lots of planning).  

I am chronically ill, and spent several years out of work before it was properly diagnosed.

I feel your pain, by early March I had a tenant that was becoming an issue due to chronic late payments and other behavior that was concerning.

I also like the idea of documenting any late payments so I can have that information in case I need to evict a tenant for chronic late payment.

I posted about one property that seem to have chronic kitchen drain backup problems.  

For institutional loan understandings, this might break the ice for new folks.http://www.freddiemac.com/singlefamily/underwrite/You should never suffer from insomnia again. :)You're right Dion, you'll never find a high quality SF note on a residence (unless I did it, LOL) I'll explain builders carry backs if you like, set up the system with one of the largest builders carrying the note, hint, they don't carry for long, first pledged for th next deal, then sold with seasoning, it cheaper money for them than construction end loan, buyer's conventional lending."

Another is to solve your insomnia by reading or skimming through the Dodd-Frank and the SAFE Act.However, here's the rub. we have folks here giving links to these sites and most information is simply misinterpreted as the information pertains to registered lenders or a bank or RLMO, not the average Joe doing a deal.So you have to be very careful in trying to read regulatory guidelines and know where you are in the subject matter.It might be better if you just stick with the news networks, but even they get things wrong or make improper implications.

Low levels of CO in your living environment can cause chronic health issues.

Your mention of a "blue hue like bread mold" on the surface of shoes points to a chronic humidity issue.

Chicken little has been diagnosed with severe emotional problems stemming from chronic depression.