Then my second house which was freshly turned had a tenant that up and left after a couple of months and caused excessive damage. 

If you tell them their credit score is too low (or some other reason) and somehow you obtained information that is inaccurate, then there is the potential to cause a legal problem. 

In the letter I also put that I will be filing for eviction if this doesn't stop and since your tenant is a section 8 tenant, this will cause the removal of their voucher entirely.

They would withhold rent for minor items that were caused by the tenants.

As always, some bad actors cause burdensome regulations for everyone else.Per the Akron Cleveland Association of Realtors:"For example, in Cleveland, a local agent in charge must be identified if the property is not owner-occupied.

At the very least, I would request a refund of the original application fee as the City made a mistake causing you to have to submit again.  

Exceptions include delays caused by factors outside the Subcontractor’s control (e.g., weather, material delays).5.

I heard that less than 20% down causes additional insurance fee? 

However renting to the wrong section 8 tenant can cause you BIG TIME.

Fortegra is non-admitted in California and that's likely causing the issue.