Fico while they will look these are not credit score driven loans like those buying rental houses or houses to live in...

Found mine while attending a real estate/small business tax conference.

@Tonio PearceYes you should create a business plan.

It is not something that you can access immediately, like same day.It usually requires 2 Business days to process loan request.

But it’s something I tailor the business plan to just in case.So your investor could get caught in having their loan called with not a lot of notice if things change.

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

Go wtih what works - but intelligently.We offer a free month of rent, but to avoid desperate people, we credit 50% towards their 2nd month (to make sure they can afford 1st month rent + SD) and then credit the other 50% the 5th month.

Some parcels are actually worth as much or more after the credits are clipped as before. 

Frankly, it seems that the credit card companies have created a mountain too tall for us to climb.

You may need to pay points if you put less than 20% down, but lots of no point options once you get to 20% down as long as you have decent credit scores.