They're legal residents, but in this climate I wouldn't be surprised if they were very cautious about anything involving the law, making the odds of bluffing them and them not trying to make a legal stand higher.

They've bluffed, and shown some of their cards.

We have a mutual friend which makes his story a bit more reliable but I need your help to figure out if he was bluffing.

The agent said they had another cash offer(pretty sure he was bluffing) so we keep our price at $210k and they excepted.

BLUF: Home purchased as a REO via auction.com, found a tax lien after paying 5% earnest money, which delayed closing, couldn't sell because the property did not have a rooftop deck, ended up renting, and only cashed out 60% of the loan because rents didn't support more than that.

BLUF, there are a LOT of investors that are on active duty, and some great resources (and of course some less than great ones, as with anything in life).

The tenant just bluffed their way to three months free rent. 

I gave him a take it or leave it option but I feel like he was bluffing when it came to getting other higher offers on the house and I ended up being right.

@Marci Stein I'd compromise, let her know that since she declined you had listed the property for $1100 a month and you have several people interested in it at that rate, even show her the listing/responses if you'd like to show her you're not bluffing.

@Mitch Balgobin, BLUF: I don't see this as a very attractive refi package.