Even if it scares certain higher priced mortgage sellers.It is just starting in the US and if any of you like Graham, want to put up sites and sell this incredible new program, I will not be at all concerned with "competition" this program can help millions of Americans and thats whats most important, not competition amongst rival mortgage brokers.If any of you have contacts or the PR skills to work with the media, great!

However, this experience has left me with a bitter taste in my mouth, concerning the ethics of YOUR AGENT, and by extension, YOURSELF AND YOUR AGENCY.I intend to make sure that in the coming months and years that I tell EVERYONE I meet in the (your city) area how UNETHICALLY I feel I was treated in this regard.

Add the fact that you can take streams of income from funds that build tax deferred (and you can access tax free if you do it right) this can be a powerful rival for the IRA option.

Pretty much the same here with the CFBP, politicians tried to block it at every turn and not fund it, I'd say the financial industry is accepting the bitter pill and in return they get some protections and new benefits.There are billions of dollars in seller financed transactions, much of it now must go through servicers and at servicing rates that only a bandit would charge.

Don't be so bitter that you miss the good people and opportunities in your life.  

I feel lucky that I have done well in stocks though, I am not a bitter guy as I did make money on BA, MO, and a few others, but it was a relatively small amount of money (portfolio was never more than $60k, years ago, and overall I did not lose).If I can make a $700 return per month on a $270k investment, use the collateral and experience to get more investments rolling over the next few years, and sell the home in 6 or 8 years for $450k, it would seem that 5% taxed income on CDs is a poor alternative.

Having to replace a roof less than 2 years after spending 25k on a rehab is a bitter pill to swallow.

It rivaled Joel's symposiums in Vegas for the quality of attendees and discussion.

The area did some serious gentrifying, rivaling Park Slope now.But to hold, by my calculations for a 15 yr 25% down note on a property that pays it's way, returns 9.7% if the property stays the same price.

My cpa complains to me bitterly about this when I show up with receipts on large projects done by contractor.