If not, hard money is probably your best bet

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They may also require US credit history, although there are a handful that will not require a US credit report for an increased rate/ reduction in LTV. 

Is this the best place to invest in real estate?

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.

I understand they have a little bit higher interest rate, but what are the risks of DSCR loans?

Back then, the market was more stable, interest rates were below 4.5%, and distressed properties sold at significant discounts.Today, distressed properties often sell at a premium, and cash-out refinance rates are above 8%.The best BRRRR deal I can find today involves buying a property with cash, investing in the rehab with cash, pulling out 75% of the ARV and breaking even on rent and mortgage.

Ok yeah we are thinking of getting an investment property loan so we can stay in our current home.If we did the FHA route we are considering on living in the new property for 1 year and then moving back into our old one after the year is up.We are curious if we would get a more favorable rate if we borrowed from our home equity to buy the investment property.Do you have any idea if many investors borrow from their home equity to get started?  

What if your occupancy rate is 90%?

And you are looking at an interest rate around 7% instead of over 10%.