i.e. car, artwork, collectibles, bank accounts, stocks, bonds, 401K, etc.The most common one people know of is the 401K loan, but you can use any of these assets, and anyone that's not a party to the transaction can actually be the one lending you the money.This means Uncle Bob (or whoever your relative is) can give you a loan against any of these.  

We use primer if the walls are in decent shape and Kilz if the walls are stained/artwork/ or generally gross.Jim

From Fannie:Borrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate [EDIT: eg, a HELOC], or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt [EDIT: in other words, 401k loans are not only acceptable, but we don't even hit your DTI with the payment].I like to push things; I've been waiting for an opportunity to use artwork-secured debt for ages but it's never come up.

Most locations feature display kitchens, original artwork and patios designed for social lounging.From the website:"What we believe in: Happy hourGood tunesCooking from scratch with real, whole ingredientsReally good cheeseCelebrating anything, on any day, with wineLive and let liveGood, thoughtful designListening to our employees and our guestsLunch.

I don't ask my customers/clients to pay a service charge just to buy my artwork or products when they pay by credit card.

I live in a building that has one apartment upstairs (which I occupy) and 3 downstairs studios (used for music/artwork).

Every common living area is decorated with masculine themed artwork.

We market my sister-in-law’s artwork in some our AirBNBs.

Lots of classy artwork of naked women in every bedroom has worked for me.  23 strs, probably 60 bedrooms.

They just need a few things:A place to drink beer after work.A place to cook dinner.A place to do laundry.A place to take a shower.A place to sleep.A place with lots of artwork of semi nude women.I provide that and a whole lot more.  23 STR's, 83 beds.