I have high-interest debt with a 28% APR that I need to pay off before focusing on saving for a home with my current income .

Ask for a "Pre-Underwrite" this is where the bank underwrites the file and give you a "Loan Commitment" instead of a generic "Pre-approval" letter.

I was able to sell the SFR for $62,000 with a wrap around $50,000 mortgage at 12% interest and a pre payment penalty if paid off before 10 years.

I do plumbing inspections on the way in, along with full home inspections, and sometimes we do a pre-sale home inspection on the way out before the sale and we offer that as part of the listing package.

As an investor, you'll need to wait until this period expires before your offer will be considered.Additionally, Freddie Mac may require proof of funds or a pre-approval letter with your offer, and they often prefer cash offers or conventional financing.

when i do seller carrybacks I get hammered by yellow letters soliciting the purchase of my notes. we just sold one and the buyer got a 22% apr.. 

We take pictures on a pre-inspection only of existing damage, which generally doesn't exist because we repair anything that happens between tenants.

Since they have Exited only one deal so i'm wondering if they have gotten over their skis given your Fund 4 report. 

So common that we also have STR-PM's across the urban Twin Cities, but it's driven because of the Lakes Region, the ski resorts, etc.. 

That's a Pre-Qualification.