Premiums in Iowa, Minnesota, Montana, Utah, and Washington jumped by more than 20 percent.The insurance situation is especially serious in California and Florida.In 2023, around 7 percent of realtors saw deals fall through due to insurance issues, with the share jumping to 13 percent last year as of October, according the California Association of Realtors.

This question never has a "best" answer, only best for your situation!

Things to consider when buying a new build are appliances, fans, blinds, and back yard landscaping; sometimes we can get appliances included, it just depends on the situation.

How have you handled this situation?

Hi Joshua,It really depends on your situation and your specific needs/wants.

Quote from @Vince Scipione: Standard would be an FHA loan for your situation more than likely.

I m facing same situation .would love to hear your updates!

Good luck with your situation. 

I have been listening to the podcasts for years and have finally gotten serious about making this move to better my families situation. 

Looking for feedback from folks who have been in similar situations and have lessons learned or advice, as I am just getting started and this is literally my first post.Wife and I moved out of our first townhouse and rented it out to grow our family 3 years ago.