I fear that someone might try to take advantage of my time and use that fee, though typically minimal as a way to keep them conscious of time.

I'm thinking that I need to ride out some more equity growth to take advantage of a refi but any thoughts or ideas are much appreciated! 

Also like Sasha mentioned, taking advantage of a local credit union is a great way to get a good rate.

Hey Lewk with your hands on renovation skills, you already have a huge advantage for flipping and managing rehabs.

The IRS treats SDIRA-owned properties as tax-advantaged assets, meaning gains from their sale are already tax-deferred within the IRA.

Some areas have a steady need for traveling professionals, military families, or seasonal workers, which can give you different ways to structure your house hack beyond just a traditional long-term tenant.Your VA loan is a huge advantage because it allows you to buy up to four units with zero down.

Unless you are someone who is going to take advantage of the leverage offered in an FHA loan, I am generally in favor of purchasing investment real estate in an LLC.  

Another advantage is that you can diversify by spreading your investment across multiple DSTs.

This could streamline your financing process and help you acquire properties more efficiently, enabling you to take advantage of investment opportunities as they arise.Understand US Financing: Familiarize yourself with the US mortgage market.

Needs get addressed and I figure if I spend the next 5-8 years letting the wants wait ,we will be at a financial advantage point to begin to live the life that we and in my opinion everyone deserves .