We’re looking for Excel models to compare these options and calculate potential net worth in both scenarios.

I plan to refinance in two to three year once rates come down a bit.That said, I need to be very confident in my numbers on the hotel, since I'm putting risk on my other properties and essentially wiping out their cash flow.Happy to connect.

The market is very competative in California. How are you finding FLIPS in your state?

Quote from @Anthony Sigala: Quote from @Jaycee Greene: Quote from @Anthony Sigala: I am seeking a loan on a LTR that has a rent to value of 1.3% with the potential of 2%. 30 year amortization or interest only.

Since you’re looking for a safe neighborhood with good rental potential, consider areas with strong job growth, good schools, and steady rental demand.

There is a cost to that and the potential for having to spend more to fix things up.  

In this instance what I would do is get the deed in lieu from the borrower so you ahve the property again and get a note from them but have an attorney draft it to see if you can include a confession of judgment - meaning if they do not pay then you can get a quick judgment and possibly garnish wages.I would also have them put a small down payment as part of the note and only accept a check that way if you ever did garnish you have a copy of a check so you know where they bank.unfortunately you are right they can stop paying on the note and its unsecured so its a risk but out of all the options this is your best option. 

San Antonio has a vibrant and competitive STR market, which means there’s great potential if done right!

But also more cash flow, more potential.

I guess the risk comes with the incertitude of the period the house is being built.