Im self employed, roughly make $130k gross anually, 1099 NEC , no debt at all, 740 credit score.  Want to get a loan for $250k in AZ

There is a lot more to it than the rate.

Would real estate prices in certain regions rise rapidly due to demand from both local and international buyers? 

Looking for advice from experienced investors: I bought a condo in 2019 and began renting it short-term in 2021. It's been generating an average monthly profit of $1,000. However, the HOA fees just doubled from $500 t...

Investment Info:

Small multi-family (2-4 units) buy & hold investment in Miami.

Purchase price: $415,000

Cash invested: $90,000

MY FIRST RENTAL PROPERTY !! BEAUTIFUL DUPLEX IN THE HEART OF MIAMI ...

- Dont be fooled by rising prices - they may be lagging the rest of the area for a reason!

No pocket listings = agents aren't even calling for new leads anymore, rising interest rate has nothing to do with an agent's ability to generate leads.If you mean multifamily apartments, 5 units and up, some of those agents will know, but not many until you are over 10 units which are more listed by only commercial brokers which I agree do understand seller finance.

While the traditional approach involves buying a multi family property, living in one unit and renting out the other - with rising prices and interest rates; others have considered renting out bedrooms as unit spaces. 

Major cities where STRs have only began rising up and gaining public spotlight with the rise of AirBNB are more likely to have more shifting and less stable regulatory environments since those areas are still in the process of trying to find the balance for STRs within their markets. 

Rising interest rates, slim margins, and unexpected costs can kill a deal fast.