I've even paid for a subscription to have limitless access to all articles on multiple of these websites.

Breaking it down by room can make the process a lot easier.There are also some great pre-made checklists in Airbnb host groups and forums if you need a starting point.

However, if you feel you need their input earlier, you could offer to pay for their visit to walk the property with you pre-inspection.

In competitive bidding situations, sellers are more likely to accept offers from buyers who already have pre-approval or immediate financing in place.

-22 years old-$50,000 pre tax income from business this year-80k in savings-30k in investments-pre approved for $350,000 (had to use parents as co-signers because I started business 2 years ago and didn’t make much first year)Looking to get into first house by house hacking a 4 bed 2 bath renting out 3 rooms.

Also DSCR typically has pre payment penalty while hard money does not. 

Contract closing date was 45 days hence, during which time I got the pre-arranged funding from a HML.Did not have to show POF as it was online auction.

So why would you pay what they paid then? 

Quote from @Jason Hatfield: @Jaycee Greene  they require a non refundable deposit and give 48hrs to see proof of funds I would suggest developing a relationship with an HML/PML that would give you a "guidance line" that would basically be a "pre-approval" for situations like this to present to the buyer/auction company.

Financing your second property can be tricky since lenders may only count 75% of rental income toward your debt-to-income ratio, so get pre-approved early.