Thanks,Hal

@Hal Thompson That was our third option, to finance all of our primary residence (less the downpayment) since rates are so good  and use our cash for investing. 

Thank you Hal and Michael for your responses. 

Thank you,Hal Mullins

They send you an email with the fax attached every time one comes in.Good luck to you,Hal

There have been a number of minor tweaks/changes over the years since that time, so it's probably overdue for an update, but as always, what budget will that project come out of...That Handbook is basically a friendly / human-readable version of the laws themselves, which are obviously the most up to date, if a little terse. But

@Hal Gibson Good Day sir.I am an agent in that area and part of our investment group.

Emerson Paulk, Hal Leary, & Sherriel Jeffcoat.

I'm sure most of you high performers have already read "Miracle Morning" by Hal Elrod but if you haven't it's a great book on morning routine. 

The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM) by Hal ElrodFinancial Freedom with Real Estate Investing: The Blueprint To Quitting Your Job With Real Estate - Even Without Experience Or Cash by Michael BlankBoth provide clear and practical strategies that have changed the way I approach life and my real estate goals.